Customers in Financial Difficulties

We understand people can find themselves in financial difficulties at any time which can be a very stressful experience.

If you are having trouble repaying your loan(s) or have fallen behind with repayments, please contact us on 0333 003 7188 so that we can understand your current circumstances and work with you to find a suitable solution.

If you think you might be eligible to apply for deferment of your  student loan repayments, please contact us to request a Deferment Application Form. If your application is accepted, we will defer repayment of your loan(s) for 12 months.

It is important to know that if you do not make your monthly repayments, arrears will accrue on your account (unless an application for deferment is accepted) and information regarding any outstanding arrears may be registered with the Credit Reference Agencies which may affect your ability to obtain credit both now and in the future.

If you would like free, independent advice, please contact one of the below organisations:

Our Customer Portal

Login or register to our Customer Portal today, this will allow you to do the following online:

  • Make a repayment
  • Apply for deferment
  • View your balance
  • View your transactions
  • Update your contact details

National Debtline
Tricorn House
51-53 Hagley Road
Edgbaston
Birmingham B16 8TP
Telephone: 0808 808 4000
www.nationaldebtline.co.uk

Payplan
Kempton House, Kempton Way
Dysart Road
Grantham
Lincolnshire NG31 7LE
Telephone: 0800 280 2816
www.payplan.com

StepChange Debt Charity
Wade House
Merrion Centre
Leeds
LS2 8NG
Telephone: 0800 138 1111
www.stepchange.org

Alternatively, for furher guidance on getting help with your debts, you can visit the Financial Conduct Authority (FCA) website.