Helping you through financial difficulty

We understand that finding yourself in financial difficulty, at any time, can be an extremley stressful experience.

If you're currently having trouble repaying your loan(s) or have fallen behind with repayments, call the team on 0333 003 7188 so that we can understand your current circumstances and work with you to find a suitable solution.

If you think you might be eligible to apply for deferment of your student loan repayments, please contact us to request a Deferment Application Form. If your application is accepted, we will defer repayment of your loan(s) for 12 months.

It's important to know that if you do not make your monthly repayments, arrears will accrue on your account (unless an application for deferment is accepted) and information regarding any outstanding arrears may be registered with the Credit Reference Agencies which may affect your ability to obtain credit both now and in the future.

For free, independent advice, you can also reach out to the a number of independent organisations, listed within our frequently asked questions, and detailed below too:

Your Online Account

Manage your account online to:

  • Make a repayment
  • Apply for deferment
  • View your balance
  • View your transactions
  • Update your contact details

National Debtline
Tricorn House
51-53 Hagley Road
Birmingham B16 8TP
Telephone: 0808 808 4000

Kempton House, Kempton Way
Dysart Road
Lincolnshire NG31 7LE
Telephone: 0800 280 2816

StepChange Debt Charity
Wade House
Merrion Centre
Telephone: 0800 138 1111

Alternatively, for furher guidance on getting help with your debts, you can visit the Financial Conduct Authority (FCA) website.